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Insights for YNAB users

Tips, guides, and stories about budgeting as a couple, managing shared expenses, and getting the most out of YNAB.

The Phantom Account: How to Actually Use Splitwise with YNAB
December 4, 2025·8 min read

The Phantom Account: How to Actually Use Splitwise with YNAB

If you and your partner keep separate finances but split expenses, here's the strategy that makes YNAB work for you.

Dan Thareja

Dan Thareja

Founder

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